Welcome to my Blog!

 
 
In the recent years, internet websites and resources has transform into something different.

We are see a few types of internet websites that can be grouped into a few categories.

They are :

- Ecommerce
- Informational Content
- Lead generation (Corporate)
- Help and Support sites

Ecommerce

These are basically websites that people do go and buy stuff. Some of the examples includes Amazon.com or a more popular one, to jazzgift.com (which is currently under my ownership and construction).

What this means is a business to consumer type of market. As for Ebay.com, it is a consumer to consumer type of commerce, with a proper platform to buy and sell there. These sites often attract online shoppers, and needs a high traffic in order to sustain.

Informational Content

These sites usually contain information like current news, technology updates, information of anything that you want to know more about. It can be a blogging site, like this site or http://singwithpiano.com (offering some singing and piano tips), some organization’s website (http://goodspeedcybercafe.com), or Wiki. By the way, those 2 websites are under my ownership.

There are tons of people sharing information, whether you are a geek or a newbie. These sites often attract a special or specific group of people that needs information. What it means is that people like me who needs help on “how to do wordpress this” or “how to do programming in language X” will tend to like them.

Lead generation (Corporate)

The reason I put a corporate is that nowadays, the corporate site don;t just sit there as a PoC (Point of contact) for clients and customers to get phone numbers or emails. Actual transactions work there. For example, DHL or fedex, where their services are offered online.

The type of website requires a custom design web application, where the business logics are inline with the information systems. Thus they represent a critical function in a business model. These sites attract users who are in the business and consumer market, because apart from giving information, it also provides an offline service.

Help and Support sites

Help and support sites generally meant sites that provide help, and especially help. They are usually sites where a company publishes their help for a product or service, as to lessen the number of service calls required. Some example are microsoft’s support and Yahoo! Answers.

These sites also generate a high traffic rate because it is community driven, meaning people helping each other out, and if you have a similar question, they are more probably answered. Forums can be in this group or under the information/content, depending on what type of information it serves

 
So there you go, a summary of the current sites on the www

In this video the developers at Google’s Android developer team shows us some of the power features of what Google Android can do, with the help of combining applications together to create a much more useful device, by the use of camera, GPS, and internet access.

This question has been asked many many times throughout working adults. Just how much should we save ? This is also a popular topic among financial advisor or wealth management agents.

Unlike the US financial advisors, who are really advisors, Asia’s financial advisor are slightly different. Insted of really advise you on how to manage your wealth, they actually look at your income and assets status, and then try to sell you a product. It may be insurance or wealth linked, but that’s not the point. I guess 9 out of 10 advisor does that.

This is real bad for us, as we don’t already have enough money to be in the comfort zone. Besides, there aren’t many people who can manage wealth very well. That is why we need to learn how to do our own money planning. (Hate to use this “wealth” word, because not many are rich enough to be wealthy.)

Like they say, a general rule of thumb is to save 10% of what you earn. I do reckon that this is adequate, but do we have the discipline ? A simple way is to treat that 10% as a kind of expense, and pay it to somewhere else.

Trick your mind to accept the fact that it is always necessary to first pay yourself, park it somewhere. With that in mind, then we are able to move on to where to park that 10% of your income. You might think that 10% is very little, but if let’s say you earn between 3-5k a month, that will amount to 300-500 a month, which is enough as a form of disciplined saving.

In summary (% of your income):

Single:

20% - Normal Savings
10% - For short-mid term goals
5-10% - Insurance

Not Single:

10%-20% - Normal Savings
10% - For short-mid term goals
Above 10% - Insurance for you and your family

 
As for me, I prefer a higher percentage, roughly 20-40% of your savings, if you are aged between 20-28 or so. In other words, if you are a graduate who just came out to work, and you don’t have a family yet. In some of my money management posts, I have posted a $500 monthly savings to Citibank savings account, and a $300 to a local bank savings account. That is between the range of 20-40%.

But, depending on situations, saving your money in banks won’t make you wealthy. It is always better to put the money into good use instead of earning low interest from the bank. Still the bare minimum is 10%, and we should always practise that.

Just to add on to the good news, its not just any update. Its a major one where many improvements were made to the phone.

The two most significant improvements were the on-board keyboard (similar to Chomp SMS), and the Video Camera that’s added to this version of the release. Upgrading / flashing the firmware would be tricky, because users might not get access to the develop mode for this phone.

Click on this next official video release from Google’s Android Dev team and see what are the other improvements over the older firmware (Damn I must get the upgrade!)

This is another Android review from a another reviewer. Apparently he had a copy of 1.5 release on his phone already and demonstrating some of the cool features that we (old users :< ) don't