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These are just some random cost saving tips I thought of so I shall write it here.

1. Save electricity on Air-conditioners

Use curtains or shares to block sunlight from entering the room directly through glass windows. Clean your air conditioners filters regularly as well. This reduces the workload of your air conditioners, and thus help save that bit of electricity.

2. Save electricity on refrigerators

Shift your fridge away from heat generating appliances (eg. Stove or cooker). Another common method is to close your fridge immediately once your open and grab your stuff. You don’t want to let too much cold air pharmacy viagra online out, and hot air into the fridge.

3. Using your Local library to get more information before spending to learn.

This is a common tip I used to do, when I want to acquire new knowledge. There are simply tons of books in the library, and wealth of knowledge that we can read up on. There are always people who love to take out money before realizing that the knowledge they are paying for are available in the library.

Remember, these little tips can add up to lots of amount after a long time.

This is a post about comparing few types of front kick of different martial arts. Some arts do not really have a front kick, rather, a kick geared towards defense, or offensive, such as a front jab or front push kick.

The is quite lengthy, online viagra pharmacy because its from Taekwondo, the art of kicking attacks. It is quite visual, with some demonstrations and a few examples on how you can execute a simple front kick. The part to take note is using the ball of your foot, which means you’ll have to “curl” up the toes at the front to expose the ball of your foot. If not, you might kick with your toes into the target, which is not meant that way.

This is quite interesting, because its Muay Thai, the art of hard martial arts, where fighters are trained to be tough. SO let’s see how they “train” to be tough. This is a nice defensive front jab kick. Though it doesn’t pose a threat due to its nature as a defensive kick, how about bringing it up to head level? Fast and swift, makes you opponent no way to attack you if you are fast and tall enough.

Next up this is a Jeet Kune Do front kick, where as you can see, its more towards the offensive side. This is slightly different, as this art emphasis real combat and self-defensive techniques. By doing the front kick this way, using the front foot, it gives you a faster time to reach your opponent. Good for ladies who wishes to signal the “Get Lost” message across.

Lastly, this is a front kick form the fitness center, not really a martial art. In this kickboxing fornt kick, you will see that its almost identical to the Taekwondo video, and the Jeet Kune Do one. The only different is the application, and I wondered how can this be used in real combat situation. Nevertheless, its fitness we are talking about here.

Do learn only if you know what you are doing!

The answer is the percentage of your investments that should be in stocks or stock mutual funds.

This rule became popular in the 1970s and ’80s with the emergence of retirement plans, as individuals tried to come up with a handle on asset allocation without necessarily trying to conquer the subject matter.

In practice, this rule is severely flawed, failing to look at the whole picture. Everything from life expectancy to age at retirement, from amount invested to expected returns and much more, affects a portfolio’s ability to last a lifetime. Most advisers seem to think this rule is ultraconservative online pharmacy viagra and would be more comfortable if the number were readjusted to 130 or 140.

“This rule has completely outlived its usefulness because people are retiring younger and living longer,” says Peg Eddy of Creative Capital Management in San Diego. “People are retiring with 20 years or more to live, and a portfolio that is too conservative just isn’t going to work for them. They need more growth, or they will be too vulnerable to inflation over that longer stretch of time.”

I wrote this post because this month there were some huge changes in my life, in terms of my financial health. Some of the things that happen this month were:

- I started trading (actually I started learning how to trade near Feburary)
- I am now using all the financial knowledge I’ve acquired in 2008
- I have close my account from POSB MySavings
- I have withdraw a huge amount of $ from my Citibank Savings Account
- I have started trading daily (nightly) on the NYSE, NASDAQ and AMEX stock exchanges

And so, my advise is if you want to get rich quick but not that quick (with some efforts) you should do something by converting your cash into assets, and let it grow.

Picture a game of Monopoly and play the game. If you have $5000, would you buy pieces of lands and train stations or would you keep your cash in your pockets ? You would most probably run out of cash after a few rounds if your opponents own those other assets, build houses and hotels, and you hitting their spots.

I would also take this opportunity to introduce my new website (other than my music, gaming and golf site), my NYSE and NASDAQ trading daily blogs. Here in this blog I talk about some tips I’ve discovered, some other tips by other experts, viagra online pharmacy some buy and sell recommendations and my daily blogs of stocks I purchase and sell.

It shouldn’t serve as ad advice, for I am not an expert yet, but it would be interesting to see my progress (for me as a blog) and well, I just got to admit my mistakes if I didn’t perform well on this very very dangerous, volatile and face paced stocks exchange.

Finally I’ll have a big update near July on my monthly money management stuff !

“If you love money, forget about the job. If you love the job, forget about the money.”

I thought of this quote while I was thinking if I had a job generic viagra online that I love. A job that I have passion in, a job that is stressless, and one that I enjoy doing (probably because I have a pretty colleague)

Well but that’s not the case because I love money more than anything. Or should I say I need it more than anything else. Hmm in that case I am prepared to work any job that gives me the highest income, be it being employee, self employed or an employer.