Welcome to my Blog!

Yes it’s Christmas and New year, and I’ve spent quite abit, apart from the rest of the usual boring months. This year was alittle bit different. I spent quite abit of time with old friends, had some great time with them with the joyous occasion.

Also just recently, I realize some good ways to have good ROI with investments propecia cost vehicles of up to 10%-15%. SO with this newly gain information, I hope my portfolio of money management will have some slight adjustments.

Oh yes, it’s nearing the end of 2009 (in fact its 2010 now), just taken quite abit of year end bonus here, but not alot. This had went into that investments, and subsequently I would channel some percentage of my money to that vehicle hmm… just thinking about getting $3000 a year for my $30,000 worth of investments…

And it is coming close to a round of increments to salaries roughly 3 months time.

$500/month Citibank Step up Account

Expenses
$20 Dinner for Xmas Eve
$15 Drinking for Xmas Eve
$25 KTV Singing
$20 Dinner for Post New Year ?
$40 Presents for my dear cousins

On this finasteride 1mg day I had this thoughts, after I overheard a couple’s discussions about their life. Not to offend anyone.

On the poor
The poor loves to spent money unwise, while they spent most of their time dealing with money problems.

On the contrary, the rich think differently…

On the rich
The rich loves to save money, while they spent most of their problems thinking where to “spend” their money

In fact, before I even decided that I was “right” with these 2 phrases, I did a “backtesting” on some experiments. “Backtesting” is a word used for traders to test their system against historical prices and data.

If you look around you, this is in fact very true. The people who have better financial knowledge will learn and try to improve their wealth over time. While those at the lower end will, however cannot keep up with the pace, and often have to fight with bread and butter issues.

It would be (excuse me with this example again, probably I should bring up my manamoneyonline.com webhost as it had been down ) , like those stocks on the Exchange, where the expensive stocks become more expensive, while cheaper stocks remains cheap.

This I hope, will spur you to get your butt moving to start some basic financial knowledge, instead of spending happily every day.