Welcome to my Blog!

Its the last month for 2008, and perhaps this is a bad year, or would 2009 be worst ?

In 2008, we all work hard for the first few months, and its only towards the last quarter that we get the financial tsunami waving from United states, to Europe, and to Asia.

I predict 2009 will be worst for personal job security. It is ok if our investment fails, but it will be very bad if our job is not secured.

For those who know I am studying for a part time IT Degree, this will be my last semester. But because I had to retake a course, so I have to pay 2X what my peers are paying, in order to finish my program and graduate.

Luckily I paid the fees separately, using the UOB One Card, and because of the difference of the payment dates apart, I can repay the bank in 2 separate statements, in December 08 and January 09. Why I used UOB one card ? Theres a sms saying whoever spents above $2000 between 15 Nov and 15 Dec gets to receive a free IPod shuffle, and so I am eligible for it.

Heres a breakdown:

Savings and Earnings

$500/mth Citibank Step up
$300/mth POSB MySavings
$6.xx (interest) Passive earnings

Expenses

$148 A Epson TX200 All-in-one printer (Photocopier / Scanner / Printer)
$98 A shelf from IKEA (DIY)
$30 buy viagra online A 7 seater Cab to transport my DIY shelf home.
$700 for a new L-shaped Sofa

I’ll put up pictures of these items in the next few posts.