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This month was a little special, because it includes Chinese New Year 2009, the year of the Ox towards the end of the month. After starting my part time school and getting my new Sofa for Chinese New Year, I still had to pay an amount for my school fees last month. It amounts to $1,550, as the bill.

A little tip for buying CNY stuff; I actually accompanied my parents to minimize the buying of New Year goodies etc, saving costs on food and junk food which are both expensive and useless. For decorations, I actually pasted a word viagra buy viagra online ’吉‘ on the wall of my home，which means ‘Lucky’, using very old red packets.

Speaking of red packets, with the economy downturn and older generation relatives who have long drop out of the workforce, I still do receive red packets, or Ang Baos from them. I felt bad to take from them since I am working, but because of traditions, I have to accept, by exchanging Mandarin Oranges.

There’s an additional to the POSB MySavings account, with a deposit of $1k into the account. Hopefully this will speed up my savings, though I didn’t know why I didn’t put it into the Citibank account.

Here’s a breakdown:

Savings and Earnings

$500/month Citibank Step up Account
$300/month + $1000 POSB MySavings
$7.XX (interest) Passive earnings
$300+ Red packets

Expenses

$0
$40 2X Tshirts
Nothing much, expenses amounting to less than $400 this month.