Welcome to my Blog!

Recently I’ve stop posting stuff about my monthly income and expenses and stuff, as I have been diverted by the fact that I got a recent promotion. Not very surprised by this, just that with more funds I can do more now. In fact I shall be more careful.

Here’s how I allocate my cash… my money, assets, whatever you call it.

• Cash (No risk) 16.18%
• Low Int. Savings 20.39%
• Insurance and policies 7.77%
• Equities & Securities 33.01%
• Long Term Income 22.65%
• Total 100.00%

Cash - amount here with little to no interest at all. It is here usually for paying bills buy prescription drugs online and noting else.
Low Interest Savings - saving accounts which has a slightly higher interest than normal cash account, and the cash can be withdrawn instantly.
Insurance and Policies - Insurance protect my wealth by insuring in case of any mishaps or medical bills.
Equities - refers to Stocks markets, derivatives, and any other instruments to grow cash by risk and rewards
Long Term Income - Any instruments or products that guarantees a monthly income of about 5-20% returns consistencely.

Currently I am pushign for more % into the insurance part, so with a growth portfolio, I am to balance out the allocation and grow my cash slowly and steadily. So in summary, I am maintaining a total networth of what I have now after expenses, and then putting the right amount of cash into the each different “baskets”.