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Due to my mistake, or my busy schedule, I missed the due date for my credit card charges payment. I didn’t really paid late, but I paid the bill via one of the bill payment machines after about 6+ pm. To the bank, this is consider “late” because its after their office hour.

So I called UOB Bank, and incredibly, they had an automated call system such that if you are doing a waiver on credit charges, just enter your Identification card no. and your credit card number. After two weeks, an sms was sent to inform me that my charges were waived. Phew…

Here’s this month’s breakdown:

Savings and Earnings

$500/month Citibank Step up Account (I really wondered should I continue with this?)
$300/month POSB MySavings
$8.XX (interest) Passive earnings
+200 from viagra order our government

Expenses

$1550 UOB bill (Last December)
$800 Red Sofa (Last December)