Welcome to my Blog!

Yes it’s Christmas and New year, and I’ve spent quite abit, apart from the rest of the usual boring months. This year was alittle bit different. I spent quite abit of time with old friends, had some great time with them with the joyous occasion.

Also just recently, I realize some good ways to have good ROI with investments propecia cost vehicles of up to 10%-15%. SO with this newly gain information, I hope my portfolio of money management will have some slight adjustments.

Oh yes, it’s nearing the end of 2009 (in fact its 2010 now), just taken quite abit of year end bonus here, but not alot. This had went into that investments, and subsequently I would channel some percentage of my money to that vehicle hmm… just thinking about getting $3000 a year for my $30,000 worth of investments…

And it is coming close to a round of increments to salaries roughly 3 months time.

$500/month Citibank Step up Account

Expenses
$20 Dinner for Xmas Eve
$15 Drinking for Xmas Eve
$25 KTV Singing
$20 Dinner for Post New Year ?
$40 Presents for my dear cousins

August seemed to run so fast, as I am a little late on my summary post here.

This month, I saw a cheap offer for toothpaste, offered by Watson’s a pharmacy. It also sell lots of other daily needs. Armed with a credit card that offers 3% rebates on total amount purchase, I bought some of the usual toiletries and save about 30% on Oral-B toothpastes. Its 33% of savings in total.

And just when I thought I am starting to save more, I actually made a mistake on my internet bills. My dad accidentally threw away the internet bills, so I had to pay a 2 months bill, making it higher this month.

Here’s this month’s breakdown:
Savings and Earnings

$500/month Citibank Step up Account

Expenses
$80 internet bills
$36 X mini Speakers (cool speakers, but I don’t need em actually..)
$50 A treat to my relatives on Ice cream buffets

It isn’t that bad, I track my expenses closely. But propecia finasteride sometimes these are stuff that must be spent on

In the previous posts I mentioned having a change in life with how I handle and mange money. Other than working my sweat out to earn that keep just for bills, we have, or should I say, our financial system allows us to do something called investment. (after all banks, financial firms, insurance, all ultimately goes to trading onto business and credit interests to earn, and we should too.)

Without going into details, I’ll just redirect you to my trading and investment blog called

http://www.managemoneyonline.com.

It blogs down buy cheap viagra some of the winning and losing trades, as well as what really happen to my initial capital of 1xxxxx dollars.
*Warning, its pure hardcore posts in terms of stocks and market trading, on the NYSE and NASDAQ.

Here’s this month’s breakdown:
Savings and Earnings

$500/month Citibank Step up Account

Expenses

Lots of >$20 lunch while I was making $50-$100 on average trading daily.
And a terrible terrible lost in a single trade, that left me saving even my toothpaste for brushing. (Look to my trading blog for more details! http://www.managemoneyonline.com )

I didn’t really track this money as money went flying around my bank account, to my POSB account, then to through my EPS to my POEMS trading account.

This month is a little bit interesting because I lost the chance in investing in the stocks and shares. A look over the mid week of March sees a bearish market, or the bottom low. Ahh… but anyway its over. Poems trading account was setup with US Stocks exchange trading.

As you guys know I bought a Google online prescription viagra Android HTC Dream phone, so that will cost me around $488 SGD. Plus some increase in my phone bills, about doubling my existing hand phone plans. Nevermind, for the access of mobile internet…

This month I saw two annual fee paid to my Citibank’s Credit card. Ouch, because I had it on Giro auto deduction, it was a bad choice. I plan to cancel one of the Citibank Master Platinum, because its useless. So its I’ve spend $300 on some stupid annual fees, and waived it off. Now it is credit I have to spend it off. Great.

Here’s this month’s breakdown:
Savings and Earnings

$500/month Citibank Step up Account (I guess this is the highest paying account currently)
POSB Mysavings Cancelled !

Expenses

Google Android HTC Dream - $488
2 x Citibank Credit Card Annual Fees (Waived!)- $300 &!@%*#
UOB One card Annual fees (Waived!) - $60