Welcome to my Blog!

Yes it’s Christmas and New year, and I’ve spent quite abit, apart from the rest of the usual boring months. This year was alittle bit different. I spent quite abit of time with old friends, had some great time with them with the joyous occasion.

Also just recently, I realize some good ways to have good ROI with investments propecia cost vehicles of up to 10%-15%. SO with this newly gain information, I hope my portfolio of money management will have some slight adjustments.

Oh yes, it’s nearing the end of 2009 (in fact its 2010 now), just taken quite abit of year end bonus here, but not alot. This had went into that investments, and subsequently I would channel some percentage of my money to that vehicle hmm… just thinking about getting $3000 a year for my $30,000 worth of investments…

And it is coming close to a round of increments to salaries roughly 3 months time.

$500/month Citibank Step up Account

Expenses
$20 Dinner for Xmas Eve
$15 Drinking for Xmas Eve
$25 KTV Singing
$20 Dinner for Post New Year ?
$40 Presents for my dear cousins

August seemed to run so fast, as I am a little late on my summary post here.

This month, I saw a cheap offer for toothpaste, offered by Watson’s a pharmacy. It also sell lots of other daily needs. Armed with a credit card that offers 3% rebates on total amount purchase, I bought some of the usual toiletries and save about 30% on Oral-B toothpastes. Its 33% of savings in total.

And just when I thought I am starting to save more, I actually made a mistake on my internet bills. My dad accidentally threw away the internet bills, so I had to pay a 2 months bill, making it higher this month.

Here’s this month’s breakdown:
Savings and Earnings

$500/month Citibank Step up Account

Expenses
$80 internet bills
$36 X mini Speakers (cool speakers, but I don’t need em actually..)
$50 A treat to my relatives on Ice cream buffets

It isn’t that bad, I track my expenses closely. But propecia finasteride sometimes these are stuff that must be spent on